Salary Foreclosure, IIK 83.it is regulated in the article. Here, it is necessary that the follow-up is completed in order for the salary lien to be sent to the workplace where the borrower works. After the follow-up is completed, the creditor decides to place a lien on the salary of the debtor from the executive director of the enforcement agency. However, more than ¼ of his salary cannot be deducted in any way without his consent.
According to Articles 90 and further of Law No. 5510, it is regulated that lien can be applied to pensions only due to alimony and SSI premium debts, and block or lien cannot be applied due to receivables other than that. In this case, the lien cannot exceed ¼ of the pension.
In addition, here it is necessary to obtain the consent of the borrower in order to foreclose on his pension. After the Court of Cassation has finalized the follow-up, the consent granted in this regard during the foreclosure is considered a valid consent. On the other hand, due to salary foreclosure, the bank may deduct the entire salary deposited in the bank account by the bank. A person under threat of foreclosure must also inform the bank that his account in the bank is a salary account.
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